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Monday, March 11, 2013

Family Health Care Savings

Searching for health care can get exhausting with all the options out there and the cost associated with coverage. When we started shopping around for insurance for our family of five, I was blown away by how expensive it was!! And I wasn't excited to pay that much for coverage we rarely use, since we don't go to the doctor hardly ever. The good thing is - there are alternatives.

You may be wondering what alternatives you have and may be surprised to find that you can save on health care. Through an employer-sponsored Flexible Spending Account (FSA) you can put aside tax-free money to cover qualified health expenses. I am so happy that we can do this through my husband's work plan, which we are hoping to get on in the future.

Because the FSA is pre-tax not only do you save on FSA eligible products, but your FSA can let you shop for thousands of common health products including sunscreen, contact lens solution, band-aids, heat wraps and baby care. 

During every FSA plan year, employers take money out of your paychecks based on how much you selected to put aside. Starting this year, you will be limited to $2,500 per person to put into your FSA.
FSAs are “use it or lose it,” so any money unspent gets forfeited when your plan year ends. Don’t worry! Some employers have a grace period –extension of FSA coverage – up to two and a half months. One big deadline ends on March 15. Check it out soon and don't forget to use promo code BLOG5 at checkout to receive $5 off your order of $50 or more. is the only one-stop-shop selling thousands of FSA-eligible products. In addition, you can find a national provider database and a Learning Center that answers FSA-related questions. Save on FSA-eligible products throughout the year with FSA Store’s special offers. Check out FSA Store before the grace period ends on March 15.  

This is a sponsored post written by Cara. All opinions expressed are 100% her own.


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